Currently Browsing: Dave Says 41 articles

Dave Says November 22 scaled

Cutting Costs During the Holiday Season

We’re doing our best to stick to our cash Christmas budget this year. Are there any traps to avoid, and do you have other advice on ways we can cut […]

Dave Says August 22

Should I Buy a Hybrid to Deal with Gas Prices?

Q. Do you think I should get a new hybrid car to save money on gas? A lot of my friends have done this, and with the rise in gas [...]
Dave Says July 22 all mags scaled

These Debt Reduction Strategies Are a Bad Idea

Q. I’ve been seeing lots of ads lately for debt consolidation companies, debt settlement companies and the HELOC. Are any of these methods for reducing debt a good idea? A. [...]
Dave Says all mags June 22 scaled

Teach Them, Don’t Enable

Q. My younger brother and his wife did their taxes last month and learned they owe $15,000 to the IRS. I love them both, but they are extremely irresponsible with [...]
dave says teen pay rent may22

I Wouldn’t Go That Far

Our son is in high school, and he has a part-time job. He makes good grades, and we have always tried to teach him how to save and handle money […]

dave ramsey april22

Date Night Can Be Inexpensive AND Fun!

We’re trying to get control of our finances by living on a budget. We also have about $18,000 in debt we are trying to pay off. My husband brings home […]

Dave Says March 22 all magazines

Where Should My Child Park His Money?

Our son is 13, and he has been doing some part-time work for a friend of the family. He makes $40 to $60 a week, and he would like to […]

Dave Says Feb 22 4

A Sacrifice Will Be Required

Q. I bring home about $2,800 a month, and our mortgage payment is $1,100. We have been forced to take money out of our savings account occasionally over the last […]

DAve Says Jan 22 1

Help Your New Year’s Resolutions Stick

Q. I thought I was going to get control of my money and make a lot of other positive changes in my life in 2021, but very few of the […]

Dave Says Dec 21

How Can I Stop Being Strapped for Money?

I have a good job and make pretty good money, but I’m tired of always worrying about my finances and being strapped for cash at the end of the month. […]

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